User Agreement & Platform Guidelines

Terms of Service

Last Updated: October 2026 • Abundance Financial Services

1. Agreement to Terms

By accessing or using the LendArc platform at https://lendarc.getabundance.in, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not access or use the application.

2. Platform Purpose & Disclaimer

LendArc is an administrative ledger and calculation tool developed by Abundance Financial Services to assist individuals and private entities in recording loan disbursements, tracking interest accrued on daily schedules, and cataloging repayment histories.

LendArc is not a registered banking institution or credit provider. The application facilitates tracking and record-keeping between consenting parties. Users remain responsible for adhering to applicable local laws, financial regulations, and tax reporting standards in their respective jurisdictions.

3. Account Responsibility & Security

Users are responsible for safeguarding their login credentials and ensuring the accuracy of transaction entries, principal amounts, agreed interest rates, and repayment dates entered into the system. Any suspicious or unauthorized activity must be promptly reported to system administrators.

4. Limitation of Liability

While LendArc strives for absolute mathematical precision in daily accrual calculations and reporting, Abundance Financial Services provides the platform on an "as-is" basis and shall not be held liable for indirect, incidental, or consequential damages resulting from disputes between lenders and borrowers or incorrect manual ledger entries.

5. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of India. For support or inquiries, please contact atin@getabundance.in.