Abundance Financial Services
LendArcby Abundance
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Abundance Financial Services Platform

Smart Personal Lending & Daily Accrued Interest Ledger

Eliminate disputes, calculation errors, and messy spreadsheets. LendArc automatically calculates daily accrued interest on disbursements, splits repayments precisely, and provides transparent statements for lenders and borrowers.

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Exact 365-day Daily Accrual
Dispute-Free Audit Trail
Borrower Portal Access

Calculate Daily Accrued Interest Instantly

Test how daily precision transforms private and informal lending calculations without approximations.

Interactive Daily Accrual Simulator

See how daily interest precision eliminates rounding loss and discrepancies

Principal Amount₹5,00,000
₹10,000₹10,00,000₹20,00,000
Interest Rate
1.5% /mo
Duration (Days Accrued)90 Days
1 Day90 Days (3 mo)180 Days365 Days
Effective Daily Rate:0.0500% / day
Accrued Interest / Day:+₹250
Total Interest (90d):₹22,500
Total Outstanding(Principal + Accrued Interest)
₹5,22,500
Track Active Loans on LendArc
Engineered for Accuracy

Everything Needed to Manage Lending Professionally

From initial disbursement to final settlement, LendArc guarantees financial clarity.

Daily Precision Accrual

Accrues interest every 24 hours on active principal balances. Support for %/month or %/year conventions with accurate leap-year handling.

Smart Repayment Allocation

Repayments are systematically allocated towards accrued interest first before retiring principal, maintaining standard lending accounting integrity.

Borrower Portal Access

Give borrowers read-only login access to view their running balance, active loans, repayment histories, and download PDF account statements.

Complete Audit Trail

Every transaction, repayment log, interest rate change, and principal pause is timestamped and recorded, keeping operations dispute-free.

Instant PDF & CSV Reports

Generate clean, branded PDF statements and CSV exports in seconds for tax documentation, year-end reconciliations, and borrower communications.

Enterprise Data Protection

Secured by Supabase PostgreSQL database pooling, encrypted credentials, bcrypt password protection, and strict Super Admin approval workflows.

Simple 3-Step Flow

How LendArc Works

STEP 01

Disburse & Set Terms

Add a borrower, enter the loan principal amount, disbursement date, and choose either a monthly rate (e.g. 1.5%/month) or annual percentage rate (APR).

STEP 02

Automatic Daily Accrual

The engine calculates and displays accrued interest every single day without manual intervention. Watch your running ledger update in real time.

STEP 03

Log Repayments & Statements

Log partial or full payments with date stamps. Interest and principal balances adjust instantly. Export statements or give borrowers live portal access.

Frequently Asked Questions

Got Questions? We Have Answers.

LendArc converts entered monthly (e.g. 1.5%/month = 0.05%/day) or annual interest rates into an exact daily interest coefficient. Every calendar day elapsed accrues precise interest on the remaining unpaid principal balance, eliminating rounding disputes and calculation errors.

Ready to Streamline Your Lending Ledger?

Join private lenders and borrowers using LendArc for transparent daily interest tracking and dispute-free accounting.

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